AfterFees
What Etsy fees do I pay on a $20 sale?
On a plain US Etsy Payments order, a $20 item is not “6.5% and done.” Using the public rates fetched 4 Oct 2026, and assuming no shipping, no gift wrap, no sales tax, quantity 1, and Offsite Ads off, the lines are $1.30 transaction, $0.85 payment processing, and $0.20 if you count the listing fee. That is $2.35 before your own cost.
Not affiliated with Etsy. This is a sketch, not your Payment account and not tax advice. Rates can change. If your deposit disagrees, use Etsy’s fees and taxes help.
AfterFees 0.3.0 runs the same stack on your computer, next to the listing price. No Etsy password.
The $20 sketch, line by line
Item $20.00. Shipping charged to the buyer: $0. Listing currency USD. US bank account. Half-up cents.
| Transaction 6.5% of $20.00 | $1.30 |
|---|---|
| Processing 3% of $20.00 | $0.60 |
| Processing flat fee | $0.25 |
| Payment processing | $0.85 |
| Listing | $0.20 |
| Etsy lines in this sketch | $2.35 |
| Left before your cost | $17.65 |
Transaction: 6.5% of the order amount, including shipping and gift wrap you charge (fees and taxes). Processing: United States row is 3% + $0.25 USD, on the total sale price including shipping and sales tax if you charge tax (payment processing fees). Listing: $0.20 whether or not it sells. This sketch includes it once. Fetched 4 Oct 2026. They can change.
What changes the $2.35
| You charge shipping | Both the 6.5% and the 3% apply to shipping you charge. $4.00 shipping makes the base $24.00. Transaction becomes $1.56. Processing becomes 3% of $24.00 ($0.72) plus $0.25, or $0.97. Listing stays $0.20. Those lines are $2.73, not $2.35. |
|---|---|
| Sales tax | Etsy’s processing help says the processing percent includes sales tax if you charge tax. This $20 sketch does not add tax. Don’t subtract buyer tax from your price and call it profit. |
| Offsite Ads | Only if that order is attributed. At 15%, $20.00 would add $3.00, still under the $100 cap on Etsy’s fees help. Most orders are not attributed. Details are on the Offsite Ads fee page. |
| Your cost | Not an Etsy fee. If the blank or the unit costs you $8.00, that comes out of the $17.65. AfterFees does not log into a print shop. You type the dollars. |
Run your own price, not just $20
- Type the price you would actually publish, plus shipping you charge.
- Leave processing and the 6.5% line on. Add the $0.20 listing line if this sale should carry it.
- Type what the unit costs you. That is the number a fee table leaves out.
- Read estimated take-home on your machine. Nothing is uploaded.
Install is live (AfterFees 0.3.0). Fee lines stay free. Pro is planned memory and what-if — not billed on this site.
FAQ
Is it just $1.30?
No. $1.30 is only 6.5% of $20. US processing on this sketch is another $0.85, and the listing fee is $0.20 if you include it.
Why is processing $0.85 and not $0.60?
3% of $20 is $0.60. The United States row also adds a $0.25 flat fee. Together that is $0.85. See the payment processing page.
Does this match the deposit?
No. Your Payment account is the record. Etsy can round a cent differently, and shipping, tax, Offsite Ads, or a label you bought will not match this empty sketch.
Will these dollar amounts stay true?
Only while the public rates stay 6.5%, 3% + $0.25, and $0.20. Re-read Etsy’s help when a sale looks different. This page is a 4 Oct 2026 snapshot.